Finding The Best Pet Insurance

It is a daunting task, but getting pet insurance can definitely save you in the long run if you end up with a sick furbaby.

When considering pet insurance there are many things to look for. First off, make a list of what you want to have covered for your pet. Take stock of their health and if they have any pre-existing conditions. If they have diabetes for example, your health insurance coverage for your pet will be higher than someone with a healthy cat.

As well, take into consideration the age of your pet. The older your pet, the more your insurance will be. A two year old cat’s insurance is significantly less than a 10 year old cat.

Also, check out companies online and see what their policies are like. What is covered and what is not? How much of a monthly payment must you make vs. how much are they willing to cover once your pet is ill.

When figuring this out, it is a good idea to call your vet and to see if they have a list of companies they already work with, that can help to narrow down who you should research.

Make sure to call each company and talk to an agent and see how well they handle your call, if they are friendly and courteous, and if they understand your needs. Get a firm quote (written, in your e-mail), and go from there to compare each quote and decide who you will go with.

An alternative to this is having a separate bank account where you put a portion of your money or paycheck into each month, specifically for pet emergencies. You can ask your bank to deduct this amount and put it directly into that account monthly or you can set up the payments.

You can compare quotes with one simple website. Just give some basic information, and they will e-mail you quotes within minutes. I would recommend using a different e-mail address besides your main e-mail address as they tend to send quite a few e-mails. If you are okay with that many e-mails going to your main e-mail address then disregard this.

Here is an article that can also help you with your decision to get insurance for your furbaby.